1. Download the app and login. You will get a new personal phone number.
2. Any call you make from within the app (using the apps dialer), and any call you receive with your new number, will be analyzed.
3. Make sure the call is long enough - the merchant has to speak for at least 40 seconds.
4. Once you hang up the call, the app will analyze the merchants voice patterns and use AI to predict their default probability.
5. Within seconds of hanging up, the scores will appear in the app.
***Note: an account with Banana Exchange is required in order to log in to the app.